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How Can Consumers Get More Benefits... While Avoiding The Traps? Consumers should settle for nothing less than the very best benefits possible from our credit cards.  The right credit card(s) can make a difference of many thousands of dollars over the years.  Be sure you: Come out ahead financially.  ConsumerCardReport.com is constantly trying to save you money, researching the market to track down the best deals available for you.  You can... Get a rewards card that pays up to 6% cash back (here's how) Transfer a balance to a new card at 0% interest for 15 months (how) Get a fixed rate less than 8%, or an introductory 0% rate (how) If you have a poor credit score, still get guaranteed approval (how) Get objective reporting.  Consumers deserve an unbiased service to compare credit card offers.  We report the facts and seek out the views of experts to present a balanced analysis. Apply securely & quickly.  You'll make your application directly at the sites of the issuing banks, rather than applying through a middleman.  Compare offers on one page, apply online in minutes and often you'll receive a credit decision within 60 seconds. How To Use This Site We recommend that you read our top consumer tips for using credit cards, to help you avoid traps and maximize your benefits.  You can navigate this site using the left-side menu, or use the search form below to easily search all our listed credit cards. If your search doesn't reveal enough cards, we suggest coming back to this page to widen your search. Search Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Card Status: All Standard Gold Platinum Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Intro Period: All 3 Months or More 4 Months or More 5 Months of More 6 Months or More 7 Months or More 8 Months or More 9 Months or More Purchase APR : All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Interest Type: Variable Fixed All Card Company: All American Express Discover Mastercard Visa Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less Note:  Ratings are based on a rating system for each credit card within the same category listed in the Credit Card Directory. It is important to note that posted ratings should not be the only factor in helping you decide which credit card is right for you, because a card that is suitable for one person's circumstances may not be as well suited for another person's situation. FAQ | Contact Us | Card Search | Privacy Policy