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The Best Gas Cards

The Citi Driver's Edge Platinum MasterCard pays the highest rewards for most people: 

  • It has a high rebate rate of 3% to 6%
  • It rewards you for both purchases and for the miles you drive
  • It rewards you best for making everyday household purchases
For the first year, you'll earn a full 6% rebate on purchases at gas stations, drug stores and grocery stores.  For example, let's say you already spend $5,000 this year at those places:  you'll receive $300 for that.  In later years you'll receive a full 3% rebate at those places (all other purchases earn 1% each year).  So even if you don't often drive it's still an excellent rewards card.

The rebate isn't paid in cash but it's just as useful.  You can apply it towards car repairs, maintenance or purchases (including nearly any new or used car) or use it for many rewards in Citi's ThankYou Rewards Network.  It has some generous rewards:  One blogger figured out how to more than double his rebate (see this article:  Redeeming Citibank ThankYou Points For Free Flights.)

With the Driver's Edge Card, every year you'll also earn $1 for every 100 miles you drive.  For example if you drive 10,000 miles per year, you'll earn $100 per year.  And it's environmentally friendly because the more fuel-efficiently you drive, the more you'll save.  For example if your car gets 30 miles per gallon, you'll save 30 cents for every gallon of gas you buy.  It's better than any rewards card of any kind that we've seen, so consider applying for it.

The Discover Open Road Card (sometimes called the "Discover Gas Card") pays you a full 5% cash back on gas purchases and auto repair expenses, and 1% cash back everywhere else.  It pays you only for the first $1,200 of these auto expenses, so you'll save $60 per year at most.

The BP Card is also a good choice, paying a 5% rebate on gas at BP stations.  The BP Card doubles your reward to 10% in the first two billing cycles.  The Shell Card (it's not on this site so Google it) pays 5% at Shell stations, but it doesn't give you this introductory double bonus.